Costs & Payment

Armstrong Debunks the Most Common Bail Bond Myths

Published May 7, 2021 Updated August 18, 2026By Armstrong Bail Bonds

Most bail confusion comes from television, and television gets bail wrong in the same handful of ways. These are the nine we correct most often on the phone, each with the California rule that settles it.

Nine myths, corrected

MythReality
You get the 10% back at the endThe premium is the fee for the service and is fully earned once the bond is posted — why you don't pay a bond back
The bondsman decides the bail amountA judge or the county schedule does, under Penal Code §1269b
Charges dropped means a refundThe bond is exonerated, but the premium stays earned — charges dropped and your money
You need perfect creditMost bonds turn on a cosigner and a stable payment plan, not a score
Bail must be paid in full in cashThat is cash bail. A bond costs 10% — cash vs surety
Bounty hunters can kick in any doorCalifornia heavily regulates recovery; entry rules are narrow — do bounty hunters exist in California
Everyone gets bailCertain charges carry no-bail holds under the state constitution
Missing one court date is fatalIt starts a 180-day forfeiture clock the court can set aside — failure to appear
Bail agents work for the jail or the courtWe are private, licensed by the Department of Insurance, and work for the person who signs

Why the myths stick

Nobody studies bail before they need it. The first exposure is usually a crime drama, and the second is a phone call at 2 a.m. That is why we walk through the four obligations out loud before anyone signs.

Common Questions

Do bail agents make money when someone skips?
The opposite. A forfeiture costs the agency the full bail amount unless the defendant is returned.
Is 1% down the same as a 1% premium?
No. 1% down is a down payment on the 10% premium, with the balance financed.
Can a bail agent lower the bail?
No. Only a court can change the amount.

Sources checked

Need someone out tonight?

Licensed California agents, on the phone 24 hours. CA license #1214401.

Call (818) 241-2171

Who is writing this bond

A family that has posted bail in California since 1926

Cecil C. Armstrong opened our Glendale office in 1926. Four generations later, Bill Armstrong (CEO) and Nikki Armstrong (Co-CEO & Licensed Bail Agent) — the fourth generation of the family — still run the company, and our agents still answer the phone themselves. When you call about an arrest in Los Angeles or San Diego County, you reach a licensed Armstrong agent, not a national call center that hands your file to a stranger in another state.

CA Bail License
#1214401
Glendale · LA County
(818) 241-2171
San Diego County
(619) 560-0106